Funding

• Fast, simple business loan at a fixed rate of interest.
• Borrow from £1,000 to £50,000 over one to 10 years (subject to approval and status).
• No arrangement fee or early repayment charges.
• Suitable for all business customers.
• The personal, director or members guarantee is the only form of guarantee we’ll need.

Want to borrow £25,000 or less?

Check your eligibility and how much you’d repay here 

• Borrow £25,001 up to £10m, subject to approval.
• Pay back at a fixed rate of interest, so it’s easier to manage your cash flow.
• No early redemption charges, giving you the flexibility to repay your loan at anytime.
• Loan terms up to ten years on a fixed rate basis, with the option to switch to variable rates for a longer term.

Your monthly repayments won’t change during the fixed rate period of the loan. Your interest rate is calculated on the length of the loan term, the amount you want to borrow and your status.The longer the term, the smaller your monthly repayment.You’ll also have the option to switch to a variable rate, with longer loan terms.

• Borrow £25,001 or above, subject to approval.
• Pay back at a rate of interest that tracks the markets, so monthly payments may rise or fall.
• Flexible loan terms, from 3 months up to 25 years.
• No early redemption charge, giving you the flexibility to repay your loan at anytime.
• Depending on how you repay your loan any change in the NatWest Bank base rate may require a review of your regular instalment amount.

Our variable rate loan tracks the NatWest Bank base rate. If the market rate remains low or falls, your monthly repayments will reflect that. If the base rate increases, your repayments may also increase.